Easy Pension FAQs

No. Only Vodafone subscribers can register for EasyPension. Subscribers on other networks who wish to register can either purchase a Vodafone SIM or port their existing number to Vodafone.

You can register for EasyPension by dialing *461# and following the prompts. You can also register at a Vodafone agent point. Once you have successfully registered, you will receive a confirmatory SMS.

To contribute, dial *110# and follow the prompts to pay.

Contributions can be done from the age of 15 and above.

Contribution amounts for EasyPension is voluntary, you can contribute as low as 1GHc. However, to have a meaningful retirement amount, contribution amounts should be significant and regular

Yes, you will receive interest on your contribution, however, the interest is subject to the prevailing investment rate on the market.

You can check your account statement by logging into our member portal via peoplespension.global or calling the call center on 0302738242 or sending an email to info@peoplespensiontrust.com. Each member will also be issued with a statement of account three months after every financial year.

Yes. Your money is safe. Pension schemes operate under the National Pensions Regulatory Act, 2008 (Act 766) and are strictly regulated by the NPRA. Funds are invested in line with the Statement of Investment Policy document designed by People’s Pension Trust and approved by the NPRA

People’s Pension Trust and Vodafone Ghana oversee the management and administration of the scheme. The Fund manager of the scheme is Data Bank. The Custodian bank is Standard Chartered Bank.

A contributor may withdraw part of the accrued benefits in the savings account after six months of first contribution

When a member stops contributing before the retirement age, he/she can access the funds in the savings account. The retirement account can only be accessed when they attain 60 years. 

The minimum age at which people stop contributing and start receiving their retirement income is 60 years. If clients want to stay working and contributing, they can, from 60 years on, decide every year whether they want to retire.

At retirement, you can take a lump sum or opt for a payment plan from which you will be paid periodic retirement income.

Your contribution will be given to your stated beneficiary(s)

In the case a client cannot work anymore because of a disability (during pension contribution phase), client is eligible for immediate pay out in a lump sum of his/her savings so far including investment returns. Client must provide a disability statement of a registered doctor.

Failure to plan towards one’s retirement during your years of active work means you will not be able to maintain a comfortable lifestyle during retirement. This may lead you into pension poverty, rendering you miserable and in abject poverty for the remaining days on earth.