PPT Personal Pension Scheme

This is a pension scheme targeting the informal sector and designed to provide additional funds for formal sector workers who want to enhance their retirement benefits.

Scheme Features.

Contributions are voluntary and dependent on the member’s retirement goals. Each payment is divided into 2 equal parts and credited to 2 separate accounts. They include:

1.Savings Account – A withdrawal can be made from this account 6 months after your initial deposit

2. Retirement account – A claim can be made from this account once a member retires, dies or becomes a certified invalid by a medical professional

How to Register

Registration on this product is a simple 2-step process. Simply, dial *789*111# and choose option 0 to register. This completes the registration process.

How to Pay

There are varied payments options under the scheme. They include: 

1. Member Portal 

2. USSD

3. Card Payment

4. Bank Transfer

Benefits of a Personal Pension Scheme

There are varied payment options under the scheme. They include: 

1. Members can withdraw up to 50% from the savings component of the scheme 6 months after their initial deposit.

2. Dependents of scheme members get up to 4x of a member’s previous year’s contribution if the member passes on due to the life insurance cover embedded in our product.

3. Members receive the total contribution they made whilst on the scheme as well as the interest accrued upon retirement.

4. Lump sum payment on retirement to enable the member to complete a project or capital to improve or initiate a business venture

5. Retirement Income security

Under the PPT Personal Pension Scheme

 We have collaborated with strategic partners and developed unique products that allows large subscriber bases to have an easy, secured and fast way to sign up for a personal pension scheme. 

These products include;

       1. Easy Pension

       2. RetireRite

       3. iCARE